This was one of my Meineke judgments, where 4 judgments were assigned to me against franchise holders who defaulted on their Meineke franchises. They averaged about 20K each.
They all had real property, so first I put liens down on the homes. Then I I waited 90 day (so it would survive any bankruptcy).
Then I sat back and waited to hear from the judgment debtors after the county noticed them of the liens.
What I learned from one of them, and later verified, was that the reason he had defaulted was because he had MS. The question for me now, was, “Do you want to seize this man’s home?”
I called the attorney at Meineke who had assigned the judgment, and told her I didn’t want to enforce it, that he had MS, and I wanted to give it back to her.
She said, “Peter, we assigned it to you, and you can do whatever you want. It’s yours. Enforce it to your satisfaction, and then send us our half.”
I was happy. I made a deal with the judgment debtor. I got paid a fair amount (about $14K) and he kept his home.